Are banks open or closed on January 14 and 15? Check state-wise holiday details

India is all set to celebrate the festival of harvest and today, January 14, 2026, marks the celebration of Makar Sankranti. As a result, banks in several states will remain closed, causing confusion among customers. The Reserve Bank of India (RBI) has announced bank holidays for various states, taking into account regional festivals and observances.

Banks in Gujarat, Odisha, Assam, and Arunachal Pradesh will be closed today to celebrate Makar Sankranti and Magh Bihu. Customers in these states will not be able to access branch-level banking services, including cheque clearing and over-the-counter transactions.

However, digital banking services, such as UPI payments, net banking, mobile banking apps, ATM cash withdrawals, and online bill payments, will continue to function normally.